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Matthew 7:24-27 meaning
The parallel account of Matthew 7:24-27 is found in Luke 6:47-49.
Jesus ends his sermon proclaiming His kingdom platform to His disciples with a parable. It once again reflects the binary choice between consequences of life and death.
Therefore (in summation of all that He has been teaching) everyone (Christ's offer is available to any and all) who hears these words of Mine (the things Jesus has been teaching) and acts on them is wise (v 24). Jesus did not say these words to make men learned. He said them to make men wise. A wise man does not simply understand truth. A wise man acts and does according to that understanding. He is what James describes as "an effectual doer":
"One who looks intently at the perfect law, the law of liberty, and abides by it, not having become a forgetful hearer but an effectual doer, this man will be blessed (Makarios) in what he does."
(James 1:25)
The one who hears and acts on Jesus's words may be compared to a wise man who built his house on the rock (v 24). A house is a place of dwelling. It has personal significance and particular interest for the man who lives in it. It not only holds all of his possessions; a man's house reflects his social station. Within Jesus's parable, his house, signifies a man's life and all that man holds dear.
Architectural structures were (and are) built on foundations of solid rock. Solid rock is not easily moved. It provides stability for the walls and roof of the building. Without a rocky foundation, over time the ground will shift, and the house built on it will crack, break apart, and fall. To avoid calamity, a wise man builds his house on a foundation of rock. As foundations of rock are to houses, so are the words and teachings of Jesus to everyone's lives. If the house of our lives is built on the foundation of Jesus, the storms and trials we face will not destroy it or cause it to fall (2 Corinthians 4:7-12).
But while Jesus's metaphor applies to the floods we face in this life, it speaks directly to the day of judgment. Jesus is continuing His thought from the preceding verses about those who will not enter the kingdom, thereby will not gain the benefits and rewards of the kingdom. The scene He depicts in this parable is an obvious allusion to God's judgment in the days of Noah (Genesis 6:11-13, 7:17-24). And the rain fell, and the floods came, and the winds blew and slammed against that house (v 25, 27). When God judges our life (like a flood hitting a house), the only houses that will not fall are ones that have been built and founded on the rock of Jesus Christ's words.
Jesus contrasts the house of a wise man with the house of a foolish man. The difference is not the house, so much as the foundation beneath it. This too alludes to what Christ has been saying about external works of righteousness, which are visible to all like a house's roof and walls, and internal righteousness and integrity of the heart, which is invisible to everyone but God, like the house's foundation. Everyone who hears these words of Mine and does not act on them, will be like a foolish man who built his house on the sand (v 26). Sand is a terrible foundation. It is always moving and is easily washed away in a flood. And when it moves it causes whatever is built on it to crack and fall. The rain fell, and the floods came, and the winds blew and slammed against that house; and it fell (v 27). Jesus adds for emphasis—and great was its fall (v 27). The fool's house was not just damaged or lost a wing. It was no more.
Nearly every aspect of the house of the wise man and the house of the foolish man is identical. Their houses are the same, the rains that fall on them are the same, the floods that rise against them are the same, the winds that blow against them are the same. There are only two differences—their foundations and their endurance.
The only thing distinguishing the wise man and the foolish man in this life is whether or not they act on the words of Jesus. They both heard His words, but only a wise man takes them to heart and lives them with integrity. A foolish man hears Jesus's words but does not act on them (v 26). He is like the "hearers" who James writes about, those "who delude themselves":
"In humility receive the word implanted, which is able to save your souls. But prove yourselves doers of the word, and not merely hearers who delude themselves. For if anyone is a hearer of the word and not a doer, he is like a man who looks at his natural face in a mirror; for once he has looked at himself and gone away, he has immediately forgotten what kind of person he was."
(James 1:21-24)
Throughout Jesus's Sermon on the Mount, He contrasts wise living and foolish living many times.
In the next life, from the Day of Judgment onward, the thing that will distinguish the wise man from the fool is their reward. Their rewards are determined by whether they acted on or did not act on the words of Jesus .